Friday, April 29, 2016

Is saving for deposits affecting consumer spending?

It has been more than a year now since the Central Bank mortgage rules were introduced and despite its critics, it looks like they are here to stay.


Under the rules a first-time buyer must have a deposit of 10% of a property's value in order to secure a mortgage of up to €220,000. For amounts above that, the deposit must be up to 20% while it is also 20% for all non first-time buyers on the total amount.


The debate for and against this practice has been played out many times over the past 12 months and more but is it now also affecting the economy?


Businesses seem to think so with the need to save for deposits being blamed for retail sales dipping unexpectedly in March.


The latest figures, released yesterday, show that big-ticket items such as car sales, electricals and spending in department stores were all down. All in all headline retails sales were down 2.1pc in March.


The broad trend in consumer spending remains positive, however. Compared to a year ago the volume of sales was 5.2pc higher in March, and 3.1pc higher in value terms, but the pace of the increase has slowed.


Consumer spending was the big driver of economic growth last year, overtaking exports as the economic recovery filtered through to households, so any change will be closely watched.


One factor in the slowdown was car sales, which had been particularly strong in the first two months of the year, with an increase of 20pc, before tailing off last month.


In contrast, sales of furniture and lighting and clothing continued to grow by double-digit percentages in March.


Property firm Savills' director of research, John McCartney, told The Irish Independent that the Central Bank's tough mortgage lending rules may be impacting on spending habits.


“The lacklustre figures may reflect the fact that Irish households are continuing to pay down debt – outstanding bank loans were reduced by more than €3.5bn in the year to February. Also, families are saving more as first-time buyers and their parents put money away to fund the larger deposits that are now needed for home purchase,” he said.


Jobs growth means spending power should remain strong, he added.



  • Have you had to cut back on spending to save for a deposit?

  • Have you missed out on a property you wanted because you didn't already have a deposit in place?

  • How difficult is it to save at present with interest rates falling?


Have your say below…


The post Is saving for deposits affecting consumer spending? appeared first on MyHome.ie Advice & Blog.

Thursday, April 28, 2016

A Simple Spring Tablescape

spring-tablescape-5

Happy Thursday friends!  I'm sharing a simple spring tablescape today that honestly took minutes to put together.  My kind of tablescape. :)  My friends Randi and Kelley instigated a fun Mother's Day/Spring tablescape loop so if you are visiting from Janet's blog (Shabbyfufu) welcome!  Hopefully these Spring tablescapes will give you all fun ideas if […]


The post A Simple Spring Tablescape appeared first on The Sunny Side Up Blog.

Wednesday, April 27, 2016

Property prices up 0.3% in March

Residential property prices increased by 0.3% in the month of March, according to the latest figures from the Central Statistics Office (CSO).


This compares with no change recorded in February and an increase of 0.9% recorded in March of last year.


In the year to March, residential property prices at a national level, increased by 7.4%. This compares with an increase of 8.0% in February and an increase of 16.8% recorded in the 12 months to March 2015.


In Dublin residential property prices increased by 0.9% in March and were 3.9% higher than a year ago.  Dublin house prices increased by 1.2% in the month and were 4.1% higher compared to a year earlier.  Dublin apartment prices were 1.6% higher when compared with the same month of 2015. However, it should be noted that the sub-indices for apartments are based on low volumes of observed transactions and consequently suffer from greater volatility than other series.


The price of residential properties in the Rest of Ireland (i.e. excluding Dublin) decreased by 0.2% in March compared with an increase of 0.7% in March of last year.  Prices were 10.5% higher than in March 2015.


House prices in Dublin are 34.3% lower than at their highest level in early 2007.  Apartments in Dublin are 41.2% lower than they were in February 2007.  Residential property prices in Dublin are 36.3% lower than at their highest level in February 2007.  The price of residential properties in the Rest of Ireland is 35.4% lower than their highest level in September 2007.  Overall, the national index is 33.6% lower than its highest level in 2007.


The post Property prices up 0.3% in March appeared first on MyHome.ie Advice & Blog.

Tuesday, April 26, 2016

Water conservation grant set to be “shelved”

Homeowners are set to lose out on the €100 water conservation grant.


A report in today's Irish Examiner claims the grant has been “shelved” for 2016 amid deep uncertainty over the future of Irish Water.


The utility is understood to be the primary stumbling block in an attempt to form a new government with Fianna Fáil looking to secure the suspension of water charges in order to support a minority Fine Gael government.


Fianna Fáil last night rejected a Fine Gael offer of a suspension of water charges for a period of six to nine months for the second time in three days as “woefully insufficient”.


The Irish Examiner has learned that the order to release the funds to pay the €100 conservation grant has been delayed since January, and according to sources, it will not be signed.


The scheme which cost €94m to run last year was expected to cost €110m this year, and a figure of €110m has been provided for in the 2016 Revised Estimates for Public Services.


While the Department of Social Protection pays the money to homeowners, it requires an order from Environment Minister Alan Kelly, in order to release the funds. Mr Kelly has not given the order and is unlikely to do so, given the current state of chassis.


Statutory regulations must be made under Section 5 of the Water Services Act 2014 to set down the particulars of any 2016 Water Conservation Grant Scheme, including the application process and eligibility criteria.


“The regulations haven't been presented to the minister,” a Department of the Environment spokesman told the Irish Examiner.


“The Department of Social Protection is ready to pay out the funds, but Kelly and his department won't give the order,” said one minister. “In a climate where Irish Water's future is in doubt and charges look like they are being suspended, the order won't be given. They are shelved it seems.”


The post Water conservation grant set to be “shelved” appeared first on MyHome.ie Advice & Blog.

Monday, April 25, 2016

Friday Fashion/Favorites (on a Monday)

new-bags-in-mudroom

Happy Monday friends!  So I had my Friday fashion/favorites post all set to go on Thursday night and when I tried to post it, I couldn't log into my blog!  I ended up spending the entire evening e-mailing my tech support back and forth until we (and by “we” I mean “they”) got things straightened […]


The post Friday Fashion/Favorites (on a Monday) appeared first on The Sunny Side Up Blog.

Friday, April 22, 2016

You'll have serious property envy with these dream homes

Here at MyHome.ie we love property.


In fact, it's pretty much all we look at. With that comes one unfortunate downside though, a serious dose of property envy.


They say a problem shared is a problem halved though so we asked our team to pick out some of their most luxurious properties on the site at present for you to drool over with us.


Check them out below…


Inniscorrig, Coliemore Road, Dalkey, Co Dublin


Inniscorrig



This castellated mansion, which once placed hosts to Kings Edward VII and George V of England, enjoys stunning coastal views and 5,768sq ft of living space. It boasts its own private harbour – one of only two in private hands in Dublin – and provides direct access to the sea. Inside there is magical sea views while other features of note include a boat house, swimming pool and secret garden.


Check out a video of the property below…



Glin Castle, Glin, Co Limerick


Glin Castle



A castle on the Shannon which is like something out of Game of Thrones, Glin Castle is set amongst 380 acres of mature parkland on the periphery of Glin village. The castle, which boasts 21 bedrooms and 20,547sq ft of living space, has been in the FitzGerald family for over 700 years and has stunning interiors.


Westport House, Westport, Co Mayo


Westport House



  • Estate agent: Ganly Walters

  • House type: Ten bed detached house

  • Asking price: €10,000,000


Westport House is one of the most famous houses in the country. A place where people from both near and far have gained great enjoyment over the years, Westport House is one of Ireland's most historic homes and is set amidst exceptional parkland, lake and the Carrowbeg River with breathtaking views of Clew Bay and Croagh Patrick.


Dowdstown House Stud, Maynooth, Co Kildare


Dowdstown



Set on 26 acres, just 3km from Maynooth in Co Kildare, Dowdstown House Stud boastts a six bed mansion house, courtyard stabling, 14 loose boxes and foaling stables, a three bedroomed Mews and a one bed apartment. The main house extends to approximately 5,382sq ft while the landscaped gardens are an added feature of what is a stunning property.


Tinnahinch Lodge, Tinnahinch, Enniskerry, Co Wicklow


Tinnahinch



This sprawling Co Wicklow estate is set on 30 acres of rivers, lakes and forests adjacent to Powerscourt House and gardens. The versatile accommodation include a period extended demesne gardener's house, guest cottage and large log-chalet lodge. Just a mile from Enniskerry, Tinnahinch Lodge is the former home of Henry Grattan with the accommodation extending to 5,321sq ft. The Dargle River, which is ideal for fishing, runs through the estate.


Fairhaven, Oysterhaven, Cork


DENIS SCANNELL



This stunning waterfront property is set on a south-facing site of 0.75 hectares with its extensive balconies and decking areas affording panoramic 180 degree views over Oysterhaven, the Sovereigns and out to the Atlantic. The house itself is built to the highest of standards and boasts 3,014sq ft of living space.


West Skeam Island, Roaring Water Bay Islands, Co Cork


west skeam



This secluded four bed house is set on its on 33 acre island which is situated circa 1.5 miles off the south west coast of Ireland in the famed sailing waters of Roaring Water Bay.  In keeping with the vernacular and traditional layout of Irish farm holdings, there are three cottages clustered together adjacent to its pier. While dating from the 1840s, all of the cottages were renovated in 2005 while ther are four main beaches.


Barley Hill, Westport, Co Mayo


Barley Hill



Located just 3km from Westport town centre and situated on an elevated site with panoramic views over Clew Bay, Clare Island and Croagh Patrick, this modern home boasts 3,500sq ft of living space as well as an indoor swimming pool with adjoining gym, sauna, steam and shower rooms. It also has a sun room on the first floor with access to an external balcony.



Have you a favourite we didn't feature? Be sure to let us know…


The post You'll have serious property envy with these dream homes appeared first on MyHome.ie Advice & Blog.

Thursday, April 21, 2016

How To Hide TV Wires For A Cord-Free Wall

While our recently-finished bonus room upstairs was never intended to be a dedicated “media room” or “theater room,” we always knew it'd make a great spot for special family movie nights. But in adding a television, we didn't want to create Cordfest 2016, and have always wanted to try mounting a TV on the wall. So we thought we'd break down the 4 steps that we took to hang our TV, eliminate every visible cord, and hide the cable box.


How-To-Hide-Your-TV-Wires-and-Cable-Box


All-in-all, these four steps cost us less than $75 and none took more than an hour to execute (a couple only took a few minutes). They were:



  1. Mounting the TV to the wall (we used this $18 mounting hardware from Amazon)

  2. Installing an in-wall cord system (we used this $40 all-in-one DIY kit from Home Depot)

  3. Getting our power strip off the floor (we already had one, so this step was free)

  4. Adding an infrared receiver (we used this $14 IR receiver from Amazon)


But before we could worry about hiding the TV wires, we had a couple of things to check off our list first. Like buying the TV itself. So let's back up for a second…


There was really only one wall that made sense for the TV in this room, since it was just about the only windowless and slanted-ceiling-less wall in the space (it sits across from the built-ins we shared last month). Plus, as we've learned after the fact, it's nice that it faces away from the room's door because you can't hear it down the hall (thanks to the thick insulation in that wall, you really only hear it once you step into the room).


Hide TV Wires-Wall-Before-Blank


The TV was actually purchased way before the room was even finished. Back during the holidays we scored a 20% off Target coupon for one item in the store (and it didn't say “excluding electronics” – woot!). We chose this 50″ Vizio television since we've liked our Vizio downstairs and this one was also well reviewed. Three cheers for a simple selection process.


With that critical detail out of the way, we continued the theme of “well, if we like our downstairs set-up so much…” and stumbled upon this 9-drawer mid-century dresser on Craigslist for $120. Sold to the couple with a thing for dressers-turned-media-cabinets!


How-To-Hide-TV-Wires-Craigslist-Dresser-Before


Our original hope was to refinish it with stain just like the one we have downstairs, but when we saw it in person we realized that wasn't a wise plan. We had no trouble sanding off the painted details, but the giant oval sections of wood putty behind each of the 6 outer knobs was never going to blend well (such large portions of wood putty just don't take stain the same way that wood does). Plus, the middle drawers were a noticeably different wood grain, so all signs pointed to just paint the darn thing.


How-To-Hide-TV-Wires-Craigslist-Dresser-Damage-Drawers


On a happier note, all that sanding got us a little giddy and soon those drawer liners had us both channeling Willy Wonka saying “the snozberries taste like snozberries” and laughing like only parents who have watched that movie 10,000 times can.


After all the sanding dust cleared, we applied a coat of tinted primer (leftover from painting our guest room) and then painted it Folkstone by Sherwin-Williams. If we couldn't stain it, at least we could give it a deep rich color, right? Here it is awaiting its second coat of paint, while being inspected by a member of our household quality control.


How-To-Hide-TV-Wires-Second-Coat-of-Paint-On-Dresser


And here it is after the second coat. You can see that we had our old bedroom rug in there at one point, but it was too small so we knew it'd just be temporary.


How-To-Hide-TV-Wires-Painted-Folkstone-by-Sherwin-Williams


Once we gave the dresser four full days for the paint to cure (it's annoying to wait, but more annoying to get a bunch of dings and marks from lack of patience), we added hardware (this pull and this knob from Target) and plopped all of the technology on there. Pretty, no?


Exactly – no. No, it isn't pretty. Especially those weird little bird feet the TV sits on. There's one thing you don't see when you're viewing it mounted in the store. Which brings us to step 1…


How-To-Hide-TV-Wires-TV-On-Dresser-Mess-Of-Cords


1. Mounting the tv to the wall


The first order of business was mounting the TV to the wall. I realize this is far from a new concept, but it's actually the first time we've ever mounted a television. AND. BOY. WAS. I. NERVOUS. After reading ten billion online reviews to calm/exacerbate my fears (as online reviews tend to do), we decided to order this $18 mounting hardware.


How-To-Hide-TV-Wires-Mounting-Dream-on-Amazon


And apparently in all of my nervousness I took zero pictures of us actually installing it. But that's also because it was very easy and very straightforward (shocker). The back of the TV had holes to screw the two mounting brackets right into it, making that part a no brainer. And then you just screw the backplate into a couple of wall studs, making sure it's super secure. The TV was surprisingly light, so it was easy to lift onto the bracket and lock it into place too. No wonder so many people have done this without crushing themselves or smashing a brand new boob tube. In short, I highly recommend it.


How-To-Hide-TV-Wires-Television-Mounted-To-Wall


2. Installing an in-wall cord system


The next issue, obviously, was the power cord and HDMI cable spilling out from behind it (we'll get to the situation under the dresser in step #3). So we walked down the A/V aisle at Home Depot (we've probably only been in that aisle 3 times in our 5,793,023 trips), and stumbled upon this $40, highly-rated In-Wall Power Cord & Cable Kit.


How-To-Hide-TV-Wires-In-Wall-Cord-Sytem-Box


It basically guides you to drill two holes – one behind your TV, another behind your media console – and snake a narrow plastic tube behind your drywall, essentially creating a tunnel for all of your wires to feed through. I used some rough Photoshopping below to show the approximate installation spots so you can pretend to have x-ray vision.


How-To-Hide-TV-Wires-Ghosted-Image-of-In-Wall-Cord-System


The kit even includes the hole saw attachment for your drill so you can make sure your holes are perfectly sized. We chose a spot right within the mounting hardware plate to drill our first hole, that way we'd be sure the TV would hide it. Then we drilled another hole about 3 feet under it, behind the media console.


How-To-Hide-TV-Wires-11-Drilling-Wall-Hole


The instructions cover all this, but before you start shoving tubes in your wall you have to cut it to the right length. Fortunately the plastic cuts easily with a small utility knife.


How-To-Hide-TV-Wires-Cutting-Wall-Tube


The toughest part was wrestling the tube through the wall since I had to shove some insulation aside to make it go down smoothly. I recommend cutting your hole close to a stud (but obviously not directly over one) so that your tube can slide more easily against the side of a 2 x 4. You'll also note a white cord rubber-banded to the black tube. This is the in-wall power cord that the kit provides, which will make more sense in a moment.


How-To-Hide-TV-Wires-Snaking-Tube-Into-Wall


The top end of that white in-wall power cord looks like an outlet, and it nestles nicely into the upper half of the hole (the white part), while the lower/clear part attaches to the top of your tube and becomes the entrance for all of your other cords. These both tighten to the wall using the screws provided, just like any old work fixture box would. So you're left with a nice recessed spot to plug in your TV behind the mounting bracket:


How-To-Hide-TV-Wires-Attachment-In-Wall


The kit also comes with these white plastic covers that snap on top to give everything a tidier look. So here's what the top-portion of ours looked like once all was said and done. The two black cords you see dangling attach to the back of our TV, so they're also hidden behind it when it's hanging on the bracket.


How-To-Hide-TV-Wires-Cords-Going-In


The steps are virtually the same down below, behind the dresser. Drill a hole, connect the black tube & in-wall power cord to their lower counterparts, and secure it to the wall with the provided screws. The in-wall power cord has a plug on this end (unlike the outlet above) and the kit also comes with an additional white power cord so you can connect it all to your wall outlet.


Mounted-TV-Bottom-Plug-In-Wall


3. Getting the power strip off the floor


While that took care of all of the visible wires above the media console, we still had that mess laying sloppily on the floor below it. You know, all that extra cable that has nowhere to go except where gravity decides it should be? This is where we employed an easy solution (don't let the length of this post fool you – our favorite cord solutions are the unfancy, uncomplicated ones).


Ever notice how all of your powerstrips have slots on the back of them? That's so you can mount them somewhere and get them off your floor. I always do it just below the bottom of the furniture if it's up on legs (so you can still push it against the wall without hitting the power cord), which also creates a little shelf for cramming all of the extra cord. All it took was two screws and about 10 minutes.


How-To-Hide-TV-Wires-Powerstrip-Off-Floor


Side note: You may notice that we repainted the walls slightly lighter in the midst of all this (more on that here).


4. Adding an Infrared Receiver


After mounting the TV, installing the in-wall cord tunnel, and getting everything off the floor, our last bit of cordy business was hiding the cable box. Just like we did downstairs, we relied on one of our favorite little pieces of technology: a $14 infrared (IR) receiver.


How-To-Hide-TV-Wires-Infrared-Receiver


It plugs into the back of most cable boxes and becomes an incognito surrogate spot to point your remote, meaning the box itself can be hidden from view. Our cable box now sits inside the middle drawer, with its power cord, HDMI cable, and IR receiver snaking out the back (we fed them through a small hole we drilled in the back of the dresser).


How-To-Hide-TV-Wires-Cable-Box-In-Drawer


And that, fellow cord haters, is how we got to this. Cord zero, if you will.


How-To-Hide-TV-Wires-After-No-Cords-Folkstone-by-Sherwin Williams


This wall isn't “finished” decor-wise yet (nor is the rest of the room) but we've started to lock down a few “keeper” pieces around the room. Like this cool seagull mobile, which doesn't have quite the same presence in pictures that it does in real life, but let's just say it's enough for me to believe mobiles and TVs should be a thing. Are they a thing already? Either way, I'm on board.


How-To-Hide-TV-Wires-Pottery Barn Kids Seagull Mobile


We've also hung some oil-rubbed bronze curtain rods from Home Depot, and bought these curtains in ivory in the 95″ length, which look nice since their dark grommets tie into the curtain rod. After using scrap fabric to test out bolder/brighter/more patterned options, we decided simple was best – especially given our new brightly patterned rug.


How-To-Hide-TV-Wires-Folkstone-By-Sherwin-Williams-Pottery-Barn-Kids-Mobile


The rug, like its cousins in our living room and dining room, is from a local Turkish/Persian rug wholesaler called Amir Rugs. Since discovering we're actually traditional rug people (surprise!) it has become our go-to rug spot. It takes some hunting to find bright options within their stacks upon stacks, but we knew it was a great way to give this space a playful vibe while still fitting in with the rest of the house. Sherry's favorite part is the little bright blue row that looks like it has Xs and Os.


Mounted-TV-After-Rug


Since we're aiming for a room that we'll all be able to enjoy as a family, the TV wall is a nice counterpart to the more colorful/playful wall of cabinetry and shelves that we added on the other side of the room (more on that here). We're really loving the balance of fun + function that we're slowly working into this bonus space of ours.


BonusBuilts-After-Window450


Speaking of the rest of the space, we're making good progress.


How-To-Hide-TV-Wires-Folkstone-Sherwin-Williams-Seagull-Mobile-Pottery-Barn


We've figured out most of our “zones,” so now it's just about finalizing what goes where, what gets hung on the wall, what stays, and what's still just temporary. But we're hoping the next thing we'll have to share with you is the whole completed (or at least completed-ish) room.


*This page contains affiliate links


The post How To Hide TV Wires For A Cord-Free Wall appeared first on Young House Love.

Tuesday, April 19, 2016

Ulster Bank to cut mortgage rates to 3.29%

Ulster Bank is set to cut its four-year fixed mortgage rate to a market beating 3.29 per cent, in an effort to attract switchers as part of a consumer initiative led by One Big Switch. Eligible customers must have a mortgage that's worth 60 per cent or less of the value of their home to qualify for the deal.


As part of the deal, Ulster Bank will also make a €1,500 contribution towards legal fees as well as free property valuations. Ulster Bank's best fixed rate at present is 3.65 per cent over three years, while its standard variable rate is 4.3 per cent. Someone with an oustanding mortgage of €250,000 switching from this rate to the new deal could save about €138 a month.


Ulster Bank is also set to cut its three and five year fixed rates.


So far some 9,000 customers have signed up to the deal, which also applies to existing Ulster Bank customers, and One Big Switch co-founder Oliver Tattan said that the offer “is a big win for people power, and a big win for consumers, who desperately need a more vibrant and competitive mortgage market. Having over €1 billion worth of buying power meant the campaign could shake up the mortgage industry, and make a real difference to the level of competition in the Irish market”.


The offer will run until May 20th but only applies to potential customers with loans to value (LTV) of 60 per cent or less – ie their outstanding mortgage represents just 60 per cent of the sale price of the property.


Over 90,000 Irish households have already used the power of One Big Switch to unlock discounts on energy, health insurance, and broadband.


The post Ulster Bank to cut mortgage rates to 3.29% appeared first on MyHome.ie Advice & Blog.

My Favorite Gray Paint! (and all paint colors throughout my house)

My favorite gray paint!

Ok friends.  It's finally here!  A post that contains ALL of the paint colors throughout my house.  This post has been a long time coming for three main reasons.  First because  “what is the paint color of your _____ room?”  (insert any room in my house) is the number one question I get asked.  On […]


The post My Favorite Gray Paint! (and all paint colors throughout my house) appeared first on The Sunny Side Up Blog.

Monday, April 18, 2016

76% of people expect house prices to rise over the coming year

Three out of four people expect house prices to rise over the coming year according to a new property consumer sentiment survey from MyHome.ie.


Twenty per cent of those surveyed said they expected prices to remain static while just 4% said prices will fall.


One in four of those surveyed said they planned to purchase a property in the next 12 months while just under a third said they had no plans to purchase a property. Forty one percent said they were undecided. The survey of 1,700 people was carried out by leading property website MyHome.ie earlier this month.


While the largest proportion – 47% said house prices would increase by up to 5%, 25% said they would increase by between 5 and 10% while 4% said they would increase by more.


Angela Keegan MD of MyHome.ie said that while the findings reflected growing consumer confidence, it was clear the Central Bank's new lending rules were having a major impact on the market.


“Fifty one percent said the planned Central Bank review of its lending rules would make them consider holding off on a purchase for the time being while 28% said they didn't have the funds to pay a deposit. When we asked people for the factors which they believed would influence participation in the housing market, over 40% said lowering the deposit required, 38% said more stock coming on the market and 35% said confidence in the overall economy.”


“So really these figures support what we are hearing from estate agents on the ground. First time buyers, particularly in Dublin, are struggling to meet the new deposit and 3.5 x loan to income ratio laid down by the Central Bank last year. In the survey 13% of respondents said their application for a mortgage had been refused, which is quite high.”


“While the CBI measures were necessary to curb runaway inflation the supply part of the equation has continued to deteriorate and this has led to an increase in rents and sadly an increase in homelessness. The first priority of the new government should be to address this issue before putting a comprehensive housing plan in place” Keegan said.


Property types


Not surprisingly the three bedroom house remains the most sought after property type on 47%, followed by the four bed on 33% and the two bed on 17%. Almost half of respondents (45%) said the garden was the most important feature in a home, followed by an open plan kitchen on 22% and off street parking by 20%.


The preference for a second hand house versus a new build was 2:1. Proximity to schools or crèches was the most important amenity 27%, followed by good public transport network on 23% and proximity to extended family on 18%. More people said proximity to a local pub was the most important amenity (4%) than being close to parks/playgrounds (3.6%).


The post 76% of people expect house prices to rise over the coming year appeared first on MyHome.ie Advice & Blog.

Friday, April 15, 2016

15 Ways to Style a White Vase

sunny-side-up-white-vase-challenge1

Happy Friday friends!  I can't believe the weekend is here.  This week flew by so quickly!  It felt really good to be home with my kids again after a week away.  I'm excited for the weekend.  Dinner with friends and A LOT of catching up around here.  Mostly organizing.. so my kind of catching up. […]


The post 15 Ways to Style a White Vase appeared first on The Sunny Side Up Blog.

Thursday, April 14, 2016

permanent tsb Ideal Home Show in Dublin from April 15th to 17th

Looking to buy or build your dream home? Or maybe you're looking for some inspiration for improving your current place instead. If so, you should visit the permanent tsb Ideal Home Show in the RDS, Dublin, from Friday 15th to Sunday 17th April.


The permanent tsb Ideal Home Show is Ireland's largest home show event and attracts thousands of visitors each year and has something for everyone. This year there'll be a range of experts on hand to answer all your questions on everything from extending or renovating, to understanding the latest concepts in home technology, home security and energy management. You'll also be able to discover all the latest trends in interior and architectural design and discover the latest styles of kitchens, bathrooms and furnishings.


And if you're looking for information on your finance options for buying or renovating, you can talk to permanent tsb at their Advice Centre (Stand N60). Their experts will be on hand throughout the weekend to discuss all your financial needs, offering guidance on a range of financial services including mortgages, home insurance, and personal loans in a friendly and relaxed setting. They can even offer loan approval in principle at the show too!


Don't miss out on this great event. To apply for your tickets online just visit idealhome.ie.


To register for a free admission ticket for two people on Friday 15th April or '2 for the price of 1' on Saturday 16th or Sunday 17th April just visit idealhome.ie.


See you there!


Loan approval in principle is based on the initial information you provide when you meet ptsb. While it's not legally binding, it'll give you an indication of how much you could be lent. How much we'll lend will be based on a full credit and suitability assessment. Lending criteria, terms and conditions apply. Security may be required. Over 18s only.


permanent tsb is a Single Agency Intermediary with Allianz p.l.c. for Home Insurance. permanent tsb Home Insurance is underwritten by Allianz p.l.c. Allianz p.l.c is regulated by the Central Bank of Ireland.


permanent tsb p.l.c. is regulated by the Central Bank of Ireland.


The post permanent tsb Ideal Home Show in Dublin from April 15th to 17th appeared first on MyHome.ie Advice & Blog.

Wednesday, April 13, 2016

One Room Spring Tour – formal living room!

formal-living-blog-1

Hi friends!  Back from Paris, France.  We had an amazing vacation!  I'll fill you in later because today I'm joining 24 talented bloggers in a One Room Spring Tour!  My sweet friend Kathleen from Lindsay Hill Interiors invited me to join the tour (you can head to her blog to see the tour from the […]


The post One Room Spring Tour – formal living room! appeared first on The Sunny Side Up Blog.

Tuesday, April 12, 2016

Permanent TSB Ideal Home Show in Dublin from April 15th to 17th

Looking to buy or build your dream home? Or maybe you're looking for some inspiration for improving your current place instead. If so, you should visit the permanent tsb Ideal Home Show in the RDS, Dublin, from Friday 15 to Sunday 17 April.


The permanent tsb Ideal Home Show is Ireland's largest home show event and attracts thousands of visitors each year and has something for everyone. This year there'll be a range of experts on hand to answer all your questions on everything from extending or renovating, to understanding the latest concepts in home technology, home security and energy management. You'll also be able to discover all the latest trends in interior and architectural design and discover the latest styles of kitchens, bathrooms and furnishings.


And if you're looking for information on your finance options for buying or renovating, you can talk to permanent tsb at their Advice Centre (Stand N60). Their experts will be on hand throughout the weekend to discuss all your financial needs, offering guidance on a range of financial services including mortgages, home insurance, and personal loans in a friendly and relaxed setting. They can even offer loan approval in principle at the show too!


Don't miss out on this great event. To apply for your tickets online just visit idealhome.ie.


See you there!


Loan approval in principle is based on the initial information you provide when you meet ptsb. While it's not legally binding, it'll give you an indication of how much you could be lent. How much we'll lend will be based on a full credit and suitability assessment. Lending criteria, terms and conditions apply. Security may be required. Over 18s only.


permanent tsb is a Single Agency Intermediary with Allianz p.l.c. for Home Insurance. permanent tsb Home Insurance is underwritten by Allianz p.l.c. Allianz p.l.c is regulated by the Central Bank of Ireland.


permanent tsb p.l.c. is regulated by the Central Bank of Ireland.


The post Permanent TSB Ideal Home Show in Dublin from April 15th to 17th appeared first on MyHome.ie Advice & Blog.

Spring Cleaning!

Phew! Better dust the cobwebs off this here blogity blog…


I realized I haven't blogged ONE SINGLE TIME in the year 2016. What the crap? Ya'll probably thought I was dead. I'm not dead, but I was taking some time to do other things. Plus, and I know we've had this conversation before, but there are only so many crafts and projects one can do on a limited budget, with limited space, and in a virtually brand new house.


I have fallen short on my promise to share my journey into a more minimalistic lifestyle, however I have been working on that behind the scenes. I still get dressed from a capsule wardrobe, and I've curbed my thrifting/knick knack habit tremendously. Despite trimming my home decor stash, I still like to decorate my foyer for the seasons.


And no matter what you may believe, it is still possible without buying the entire seasonal aisle at your local craft store (I mean, not that I've done that…). Although JoAnn tempts me with her fresh spring style in the way of tea towels, wall art, votives, bird cages and cloches, I am standing strong in my promise not to purchase unnecessary cluttery things.


I do still buy letter “Es” regularly, but let's move on from that quickly now, shall we?


Spring Foyer Natural Elements


If you've been around here for any length of time, you probably recognize some or all of these items. That means I'm winning at minimalism! Because it's a sport to be won, apparently. But seriously though, mixing up items you already own in new ways makes things feel fresh without having to constantly buy new things.


You'll notice MOST of the knick-knacks are neutral in color. This is the main “trick” I'm using to keep my collections small. My prized ironstone pitcher set pretty much works year round for just about anything. Same goes for the twine balls, lanterns, and several bowls/containers I keep on hand.


Textured Spring Foyer Decor


I used my boxwood ball and some brightly colored books to give that Spring fresh feeling…oh yeah, and the big sign that actually says “Happy Spring,” you know – in case you weren't sure what time of year it is. Believe it or not, I've had that sign (and ball) for years.


Spring Foyer Vignette


The white bird is actually half of a salt and pepper set. I should say it's the surviving half of the set. RIP pepper.


Spring DecorSo that's all for now kids. Just dipping my toe back in the water. We are doing other projects around the house, namely – the basement, so I will be sharing progress as we accomplish things down there. Right now it just looks like a hot mess. Pretty sure that's just par for the course around here though HA! Happy Spring, ya'll!

Saturday, April 9, 2016

Bonjour!

bike-ride-in-versailles

Bonjour friends!  Eek!  I'm in Paris, France!  Biking through the French countryside and seeing things I've always dreamed of seeing!  (Like those goats behind us.) ;)  We are missing our kids, but having the best time.  I just had to pop in and thank all of you again who gave us recommendations!  You helped us […]


The post Bonjour! appeared first on The Sunny Side Up Blog.

Tuesday, April 5, 2016

5 ways to get your house ready for SPRING!

5 things to do to get ready for spring collage

Spring is here!  Bring it on.  It's such a happy time of year.  I don't know about all of you, but every year when the beautiful blossoms start popping out on the trees I get the itch to get my house ready for Spring!  I'm a nester at heart year round, but Spring seems to […]


The post 5 ways to get your house ready for SPRING! appeared first on The Sunny Side Up Blog.

Friday, April 1, 2016

Plenty of challenges ahead if new Minister for Housing is appointed

It has been 36 days since the country went to the polls to vote in General Election 2016 and more than a month on it appears we are no closer to learning whether a Government is going to be formed or not.


Since the election one of the major topics on the agenda in talks between various parties and independents has been in relation to housing.


The sector has undoubtedly got its problems with homelessness on the rise, a lack of new builds commencing and many people forced out of the market due to the levels of deposits required to purchase a home.


Solutions for all these topics, and more, will be expected from whoever forms the next Government but could the constitution need a change to really make a difference?


Outgoing Minister for the Environment Alan Kelly seems to think so.


Yesterday he said redefining the constitutional rights of property owners was needed to reform the market and said a new Minister for Housing position in the cabinet was also recommended..


The Labour Party member said he found reforms repeatedly blocked by the protection of property rights under Article 43.


He said this had arisen during the introduction of the Vacant Site Levy and attempts to prevent tenants from eviction.


One thing that could help speed up the process of bringing about housing reform is the appointment of a new Minister for Housing, something which Minister Kelly backed when he spoke at the Housing and Homeless Forum yesterday.


Niamh Randall of the Simon Communities also backed such a proposal.


She said the response to the crisis requires cross departmental cooperation between the Departments of Finance, Social Protection and Expenditure and Reform – something a Minister for Housing could bring.


She added: “We very clearly need to focus our actions around what immediate measures we can take and I know and we absolutely agree there need to be short, medium and longer term options.


“We know it takes some time to build social housing, so what can we do in the immediate term?”


Focus Ireland issued new figures showing that 208 families became homeless in the first two months of this year compared to 739 during the whole of last year.


Housing charities are calling for an increase in rent supplements, protection for tenants from so-called vulture funds and a new model for building social housing.


Shane Dempsey of the Construction Industry Federation said high construction costs and the 10% deposit requirement were leading to supply problems.


He said the deposit requirement should be eased and mortgage approval raised to 4.5 times an individual's income, which is the same as Britain.


Mr Dempsey also said the Government is currently taking 36% of the cost of a new house in tax and this should be lowered.


If there is a new Minister for Housing appointment it's clear that he or she has their work cut out.



  • Do you think one is needed?

  • What should be the priorities?


Have your say below…


The post Plenty of challenges ahead if new Minister for Housing is appointed appeared first on MyHome.ie Advice & Blog.

Switchin' Things Up

One of the most common questions we get asked these days is what we're up to (specifically, what we're doing for work). We covered a lot of that back in this post, but in a nutshell it's a combination of stuff we did before we started blogging (copywriting, ad consulting) and some newer skills that we learned while blogging (like product design and helping a local builder design his spec houses). Perhaps you saw this Instagram photo of the herringbone backsplash we chose for a recent kitchen we worked on. It was hard to get that shot because Sherry kept reaching in and whispering sweet nothings to it. True story.


Spec-Home-Blue-Herringbone-Backsplash-Biringer-Builders-Young-House-Love


But this check-in isn't about all of that. It's about one of the coolest, most fun projects we've ever undertaken. And we hope you guys are as psyched about it as we are: our first app!


Over the years we have been pitched a bunch of app ideas (usually just something that repackages our blog content, which always felt a little unnecessary) and we've randomly daydreamed about making something a little more useful. Well, we're happy to report that the right idea finally struck, and we found the perfect development partner to take it from “random midnight thought” to “actual thing you can download on your phone.” It's not quite finished yet, but it's close enough that we can finally tell you all about it.


Okay, okay, but what IS it? 


So glad you asked! We wanted something that made navigating your decorating decisions both easier and more fun. Sort of a way to test out new looks or experiment with new furnishings and accessories without paying a nickel or lifting a finger (well, maybe just swiping with one). And with the recent rise in popularity of face swapping apps and the technology that supports them, the timing was perfect to create… (drumroll please…. now release the doves!)… decorSwap!


Decor-Swap-app-6-iPhone-icon


Simply put: it operates on the same sort of principles that face swaps work, but with home accessories. Speaking of face swaps, here's an obligatory swap of us. Don't you love when facial hair gets split between two people? Your nightmares can thank me later.


Decor-Swap-John-Sherry-Face-Swap


But back to the app. When you click in to the decorSwap interface, it'll prompt you to start a new swap or open a saved one. Starting a new one will open your phone's camera, which you can then point at the room, corner, or wall in question. I feel like you need a visual here, so I'll put on my Vanna White hat.


Decor-Swap-app-1-taking-a-picture


Then you can use your finger to size the selection box around the object you want to try swapping out. It doesn't have to be a perfect box, since the app can recognize the edges of objects.


decorSwap-app-2-selecting-an-item


If it doesn't capture the edges of the object on the first try, you can always zoom in to help it lock in the item. The app will remember it even when you step back or change your angle slightly.


decorSwap-app-3-outlining-an-item


You'll know that the item is “locked in” when the object's outline changes from white to yellow. Then all you have to do is hit the big blue button to take your photo from this…


decorSwap-app-4-ready-to-swap


…to this!


decorSwap-app-5-face-swapped-with-decor


I know what you're all thinking: “Finally! An easy tool to help answer all of my common decorating dilemmas!


Just think how quickly you'll be able to navigate common conundrums like, is my wife's face destined to be the next put-a-bird-on-it trend?


decorSwap-Sherry-Bird-Swap


Or how many chihuahua faces is too many chihuahua faces for one wall? (Spoiler alert: you can never have too many).


Decor-Swap-Burger-Raindrop-Swapping


We're also working on a few special “upgrade bundles” that you can purchase for $1.99, like: The Many Expressions Of Jenny McCarthy, Random People Mid-Sneeze, and 90's Celebrities. If you got a problem, yo Vanilla Ice Rhino will solve it.


Decor-Swap-Vanilla-Ice-90s-Pack


Sure, an app that allows you to swap different accessories to see how they'd look instead of putting faces on home decor would probably make more sense, but it wouldn't be nearly as ridiculous.


Also, HAPPY APRIL FOOLS!!! 


Although there's no app in the works for us, we hope you guys all have a fun day full of frozen cereal bowls, plastic-wrapped toilet seats, and bagels posing as donuts (oh the HUMANITY!). And if you'd like to stroll down memory lane with our April Fool's posts of yesteryear, you can catch them all here:



Psst – Speaking of fools… you can see us live on stage (Sherry told me she'll wear her mustache) next week here in Richmond for an NPR One podcast recording at the historic Hippodrome Theater (their events are ticketed, but this one supports a great charity!). We'll also be speaking in Northern Virginia the following week, and trotting down south later this summer, so feel free to click over to get more details & see other upcoming events.


The post Switchin' Things Up appeared first on Young House Love.

Friday Favorites/Fashion

utility-kitchen-canisters-o

Happy Friday friends!  What a week!  I hope you all survived yours.  I have some fun favorites to share today starting with these darling kitchen canisters from West Elm! I fell hard when I saw these and bought the Flour and Sugar canisters immediately!  I don't drink tea so I didn't get that one, but […]


The post Friday Favorites/Fashion appeared first on The Sunny Side Up Blog.

Plenty of challenges ahead if new Minister for Housing is appointed

It has been 36 days since the country went to the polls to vote in General Election 2016 and more than a month on it appears we are no closer to learning whether a Government is going to be formed or not.


Since the election one of the major topics on the agenda in talks between various parties and independents has been in relation to housing.


The sector has undoubtedly got its problems with homelessness on the rise, a lack of new builds commencing and many people forced out of the market due to the levels of deposits required to purchase a home.


Solutions for all these topics, and more, will be expected from whoever forms the next Government but could the constitution need a change to really make a difference?


Outgoing Minister for the Environment Alan Kelly seems to think so.


Yesterday he said redefining the constitutional rights of property owners was needed to reform the market and said a new Minister for Housing position in the cabinet was also recommended..


The Labour Party member said he found reforms repeatedly blocked by the protection of property rights under Article 43.


He said this had arisen during the introduction of the Vacant Site Levy and attempts to prevent tenants from eviction.


One thing that could help speed up the process of bringing about housing reform is the appointment of a new Minister for Housing, something which Minister Kelly backed when he spoke at the Housing and Homeless Forum yesterday.


Niamh Randall of the Simon Communities also backed such a proposal.


She said the response to the crisis requires cross departmental cooperation between the Departments of Finance, Social Protection and Expenditure and Reform – something a Minister for Housing could bring.


She added: “We very clearly need to focus our actions around what immediate measures we can take and I know and we absolutely agree there need to be short, medium and longer term options.


“We know it takes some time to build social housing, so what can we do in the immediate term?”


Focus Ireland issued new figures showing that 208 families became homeless in the first two months of this year compared to 739 during the whole of last year.


Housing charities are calling for an increase in rent supplements, protection for tenants from so-called vulture funds and a new model for building social housing.


Shane Dempsey of the Construction Industry Federation said high construction costs and the 10% deposit requirement were leading to supply problems.


He said the deposit requirement should be eased and mortgage approval raised to 4.5 times an individual's income, which is the same as Britain.


Mr Dempsey also said the Government is currently taking 36% of the cost of a new house in tax and this should be lowered.


If there is a new Minister for Housing appointment it's clear that he or she has their work cut out.



  • Do you think one is needed?

  • What should be the priorities?


Have your say below…


The post Plenty of challenges ahead if new Minister for Housing is appointed appeared first on MyHome.ie Advice & Blog.

Switchin' Things Up

One of the most common questions we get asked these days is what we're up to (specifically, what we're doing for work). We covered a lot of that back in this post, but in a nutshell it's a combination of stuff we did before we started blogging (copywriting, ad consulting) and some newer skills that we learned while blogging (like product design and helping a local builder design his spec houses). Perhaps you saw this Instagram photo of the herringbone backsplash we chose for a recent kitchen we worked on. It was hard to get that shot because Sherry kept reaching in and whispering sweet nothings to it. True story.


Spec-Home-Blue-Herringbone-Backsplash-Biringer-Builders-Young-House-Love


But this check-in isn't about all of that. It's about one of the coolest, most fun projects we've ever undertaken. And we hope you guys are as psyched about it as we are: our first app!


Over the years we have been pitched a bunch of app ideas (usually just something that repackages our blog content, which always felt a little unnecessary) and we've randomly daydreamed about making something a little more useful. Well, we're happy to report that the right idea finally struck, and we found the perfect development partner to take it from “random midnight thought” to “actual thing you can download on your phone.” It's not quite finished yet, but it's close enough that we can finally tell you all about it.


Okay, okay, but what IS it? 


So glad you asked! We wanted something that made navigating your decorating decisions both easier and more fun. Sort of a way to test out new looks or experiment with new furnishings and accessories without paying a nickel or lifting a finger (well, maybe just swiping with one). And with the recent rise in popularity of face swapping apps and the technology that supports them, the timing was perfect to create… (drumroll please…. now release the doves!)… decorSwap!


Decor-Swap-app-6-iPhone-icon


Simply put: it operates on the same sort of principles that face swaps work, but with home accessories. Speaking of face swaps, here's an obligatory swap of us. Don't you love when facial hair gets split between two people? Your nightmares can thank me later.


Decor-Swap-John-Sherry-Face-Swap


But back to the app. When you click in to the decorSwap interface, it'll prompt you to start a new swap or open a saved one. Starting a new one will open your phone's camera, which you can then point at the room, corner, or wall in question. I feel like you need a visual here, so I'll put on my Vanna White hat.


Decor-Swap-app-1-taking-a-picture


Then you can use your finger to size the selection box around the object you want to try swapping out. It doesn't have to be a perfect box, since the app can recognize the edges of objects.


decorSwap-app-2-selecting-an-item


If it doesn't capture the edges of the object on the first try, you can always zoom in to help it lock in the item. The app will remember it even when you step back or change your angle slightly.


decorSwap-app-3-outlining-an-item


You'll know that the item is “locked in” when the object's outline changes from white to yellow. Then all you have to do is hit the big blue button to take your photo from this…


decorSwap-app-4-ready-to-swap


…to this!


decorSwap-app-5-face-swapped-with-decor


I know what you're all thinking: “Finally! An easy tool to help answer all of my common decorating dilemmas!


Just think how quickly you'll be able to navigate common conundrums like, is my wife's face destined to be the next put-a-bird-on-it trend?


decorSwap-Sherry-Bird-Swap


Or how many chihuahua faces is too many chihuahua faces for one wall? (Spoiler alert: you can never have too many).


Decor-Swap-Burger-Raindrop-Swapping


We're also working on a few special “upgrade bundles” that you can purchase for $1.99, like: The Many Expressions Of Jenny McCarthy, Random People Mid-Sneeze, and 90's Celebrities. If you got a problem, yo Vanilla Ice Rhino will solve it.


Decor-Swap-Vanilla-Ice-90s-Pack


Sure, an app that allows you to swap different accessories to see how they'd look instead of putting faces on home decor would probably make more sense, but it wouldn't be nearly as ridiculous.


Also, HAPPY APRIL FOOLS!!! 


Although there's no app in the works for us, we hope you guys all have a fun day full of frozen cereal bowls, plastic-wrapped toilet seats, and bagels posing as donuts (oh the HUMANITY!). And if you'd like to stroll down memory lane with our April Fool's posts of yesteryear, you can catch them all here:



Psst – Speaking of fools… you can see us live on stage (Sherry told me she'll wear her mustache) next week here in Richmond for an NPR One podcast recording at the historic Hippodrome Theater (their events are ticketed, but this one supports a great charity!). We'll also be speaking in Northern Virginia the following week, and trotting down south later this summer, so feel free to click over to get more details & see other upcoming events.


The post Switchin' Things Up appeared first on Young House Love.